Frequently Asked Questions

I have a Health Spending Account; is this the same as insurance?

Health spending accounts are not the same as insurance. They do not require pre-authorization or claim forms but will accept receipts for reimbursement. Your payments do not have to correspond with treatment rendered with a Health Spending Account.

Health Spending Accounts are not insurance plans. They have some aspects of tax planning and insurance. They are a tool for small business owners to reduce medical costs. There are no premiums or monthly charges associated with a Health Spending Account.

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